Where to have the "first meeting"

My wife and I were updating our life insurance and it required taking blood and other aspects. To do this we had to meet a nurse representing the insurance company. I was surprised to have an option to meet this nurse at their office OR have them come to our home. I took a home visit because it was easier on me.
The home visit was a good idea I thought, but it became complicated for all of us and slower. The nurse needed some additional forms which put her on our computer. We had printing issues with the program and my kids were fussing which is always tough with business at hand. Taking the nurse out of her office for a home visit took her away from her office where she had everything to perform her work and expedite our meeting. Our meeting took longer and required me/my wife to do some extra work. Almost every time I meet someone away from my real estate office it does not go as smooth as it could have gone if we had met at my office. The restaurant is loud, the computer connection is bad, the programs don't work, we run into people we know that slows our private business at hand.
This is an area similar to lawyers and accountants. When we get together with this industry we go to them. I was surprised to have a medical professional come to my house but in hind site I should have gone to her office where she had all the tools to do what she does. Sales is a mobile profession but there are specific times to do specific steps at an office vs. a Starbucks. What do you think?